Sign up to learn how to trial SMART Hub and start saving up to 15 minutes per payment.

Transcard SMART Suite APIs

Grow your revenue streams with the leader in embedded payments
Use Transcard’s cloud-native technology to make, take, and manage payments between businesses and consumers.
Scroll down to learn more
img-1
APIs to Empower
Developer Innovation
Speed time-to-market, keep your engineering resources focused on your core business, and meet virtually any business requirement with our easy-to-use APIs and workflow-driven function calls.
Simply connect via 3 single APIs:
PAYABLES
Enhance payables with a single API
MULTIPLES PAYMENT METHODS:
ACH
Cards
RTP
A2A
Push to debit
Cross-border
WORKFLOW AND DATA:
Documents
Validations
Data sharing alongside payment disbursements
Digital signatures
RECEIVABLES
Accelerate receivables with a single API
MULTIPLES PAYMENT METHODS:
ACH
A2A
RTP
Cross-border
Cards
WORKFLOW AND DATA:
Data presentment
Supporting B2B payments
Embedded financing
PARTY
Gather information about vendors, customers, and other parties
Apply pre-set payment preferences
Aggregate payments by vendor or customer
Synchronize information with vendor and customer master databases
Capture and store data including PCI, card numbers, account and routing information, and other sensitive payment instructions
Build and apply specific disbursement and collection workflows
Implement a disbursement and collection workflow specific to your organization so you can ensure that the financial transactions are conducted securely and efficiently. 
AVAILABLE FOR:
Disbursements
Collections
Presentment
WORKFLOWS
API — FIRST DESIGN

Leave the Disjointed Processes in the Past

Transcard’s APIs can help your developers quickly support new customer requirements, extend your solution with AP and AR functionality, and expand into new markets to drive revenue growth.
Customize disbursement and receivables workflows for freight and logistics, property management, lienholder payments, and more.
Modernize by accommodating any payment type or rail, including Real-Time Payment (RTP) and cross-border transactions.
Integrate our AP and AR capabilities with any ERP, accounting software, system of record, or bank.
Connect to open business networks as either a buyer or supplier agent.
Track pending, in-progress and completed payments in real- time.
Deliver innovative payment experiences quickly with our standalone APIs and webhooks.
Secure by mitigating risk with our bank-grade security, PCI compliance, tokenization, and more.
Customize disbursement and receivables workflows for freight and logistics, property management, lienholder payments, and more.
Modernize by accommodating any payment type or rail, including Real-Time Payment (RTP) and cross-border transactions.
Integrate our AP and AR capabilities with any ERP, accounting software, system of record, or bank.
Connect to open business networks as either a buyer or supplier agent.
Track pending, in-progress and completed payments in real- time.
Deliver innovative payment experiences quickly with our standalone APIs and webhooks.
Secure by mitigating risk with our bank-grade security, PCI compliance, tokenization, and more.

The Transcard
API Advantage

Transcard’s APIs can help your developers quickly support new customer requirements, extend the functionality of your solution, and expand into new markets to drive revenue growth.